by Shyam Ganesh | Nov 1, 2024 | Blog, Family, financial advice, financial planning, insurance, investment, retirees
A financial plan looks at where you are today and where you want to go. It determines your short, medium and long term financial goals and how you can reach them.Why do you need a Financial Plan? Worry less about money and gain control. Organize your finances....
by Shyam Ganesh | Sep 30, 2024 | Blog, business owners, estate planning, financial advice, financial planning, group benefits, health benefits, insurance, investment, tax
10 Essential Decisions for Business OwnersBusiness owners are busy… they are busy running a successful business, wearing lots of hats and making a ton of decisions. We’ve put together a list of 10 essential decisions for every business owner to consider; from...
by Shyam Ganesh | Jul 31, 2024 | Blog, business owners, financial advice, financial planning, insurance, investment, Professionals
One of the financial planning issues that business owners face is how to access their corporate earnings in a tax efficient way.There are 5 standard methods:SalaryDividendShareholder LoansTransfer Personal AssetsIncome SplittingThere are also unique ways utilizing...
by Shyam Ganesh | Apr 30, 2024 | Blog, Family, insurance
For young families, making sure your family is financially protected can be overwhelming, especially since there’s so much information floating online. This infographic addresses the importance of insurance- personal insurance.The 4 areas of personal insurance a young...
by Shyam Ganesh | Feb 29, 2024 | Blog, business owners, financial advice, financial planning, insurance, Professionals, tax
Don’t lose all your hard-earned money to taxesTax planning is an essential part of managing your money – both while living and after your death. You want to maximize the amount of money to your beneficiaries, not the government. We have three tips to help you reduce...
