- Millennial couples in executive roles within technology and accounting
- Growing family of 4 with complex stock compensation plans, hefty tax bills and a desire to build a spiritually rooted, intergenerational legacy not only for their kids but also for many future generations to come
- Previous felt “sold” products and it was refreshing for them to meet an holistic planner
- Clarified goals and gathered all the source documents from their employers, tax professionals and others.
- Explained in plain English the stock compensation plans, and tax consequences based on one company being private Canadian and the other being public US.
- Built a tax-optimized plan matched up to each of their specific financial goals, including proposed timelines and stock plan exercise criteria.
Created wealth accumulation projections to set a benchmark for their legacy goals.
- Educated them on the fiduciary Portfolio Management options available in Canada and coordinated the selection process to find the best long-term fit.
- Pre-scheduled, “no-stone-left-unturned” planning check-ins put in place 3 times a year to make continuous progress and improvements.
- Simplified their complex financial lives into a 1-page plan that was easy for them to understand
- Identified and generated a $30,000 tax refund that had been missed in past year returns
- Increased their probability of success in investing by 20% or more by reducing taxes and fees and ensuring the strategy matched their view of the world
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- Clear, achievable timelines and plans to meet their short, medium and long-term goals.
- Confidence knowing they fully understand their compensation and that every tax saving and bad debt-reducing opportunity was being taken advantage of while safeguarding and growing their assets.
