Finances made simple

because life is complicated enough

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Cash Flow & Purchasing Decisions

At GYW, we understand that you work hard for your money and that you want to enjoy today and your future! This is just not about budgeting or saving, it’s about understanding taxes, dues, and making better decisions about cash, financing, paying down debt, investing or taking that family trip.

Tax Planning

As financial planners, we have a complete picture of your financial affairs. We work hand in hand with your accountant or tax preparer to maximize your tax savings by identifying the right strategies through RRSPs, TFSAs, insurance vehicles, corporations, private health plans, and more – to give the greatest returns now and down the road.

Risk Management

Understanding what could derail your financial plan before it happens, and taking active steps to mitigate the financial damage in case of an unexpected event is a crucial part of a solid plan. We help you explore a range of possibilities and advise you on the right strategies to protect against these risks through emergency funds and insurance solutions.

Estate Planning

No matter what stage of life you’re in – planning your estate will avoid unnecessary hardship for your loved ones. Our comprehensive planning approach informs the proper set up of your will, power of attorney, and medical directive.

Investment Planning

We believe that the best investment portfolio prioritizes the security of your capital. We design and implement strategies to make sure that you avoid the big mistakes and generate realistic returns to support your specific goals.

Retirement Planning

We give you clarity on what you can expect to receive from the Canada Pension Plan and Old Age Security. We help you plan for your target retirement date and desired lifestyle, so you can get on track to maximize your own savings through RRSPs, TFSAs, real estate, work pensions and other investments.

Education Planning

Many parents and grandparents recognize the importance of a post-secondary education for their children’s future. We show you how to save and to help your children and loved ones have the freedom to pursue their dreams and succeed without stress.

Understand you concerns, understand your numbers, plan and execute

Annual Review

We sit down and review your financial portfolio and plan, the plan performance and update and changes in your financial goals to ensure you have the financial power to buy your new home, your vacation home, start your business, put your kids to school or retire like you have also dreamed about.

Mid Year Review and Engagements

We do a formal mid year review of your financial plan to ensure you are getting the best returns and modify the plan if your situation has changed to ensure we are heading in the right direction.

Anytime Review Engagements

Our team is available to you anytime to answer any questions you may have or updated your plan. We ensure that you are getting the best financial team and support available.

We’ll hold your hand through the process

Make us your personal financial assistant – from getting your documents organized to preparing your budgets and cash flow – we simplify your life.

We provide clarity

We offer you our personal CFO service, providing you with financial clarity. We process and analyze all the data, set priorities, and give you a simple action plan.

We coordinate your entire financial team

We help you bring your banking, credit, company benefits, accountant, tax advisors, and all existing products into one UNIFIED, coordinated plan. Rather than be one more advisor, we take the lead and bring your entire team together.

Team
Credentials

First Time Homebuyer’s Guide

Buying a home is one of the biggest investments you will ever make.

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What Clients Are Saying

Professional, knowledgeable and amazing client care

Shyam is an erudite financial coach and a very amicable professional. I have been availing his services since 2016. He is very knowledgeable and is able to diligently and patiently explain financial basics that is easily grasped and understood. Always prompt to answer our queries and find time for us to discuss our progress and next steps. I would undoubtedly recommend Shyam to be your coach and see a positive difference in your portfolio!!

Jees J.

Manager
Peace of mind and financial goal vision

Shyam Ganesh has helped my husband and I understand how our spending, saving, investing and insurance policies can work together to provide peace of mind while achieve our long term and short term financial goals. He helped us fill gaps in our insurance coverage by leading us through the cash flow in hypothetical scenarios where one of us is disabled or deceased. I recommend Shyam Ganesh with Growth Your Wealth to anyone looking for comprehensive financial advice.

Katie G.

Business Owner
Clients interest and financial well-being first

Shyam's desire to see his clients grow their wealth (both as a mindset and in financial terms) is immediately apparent. I am certain his clients' interests will always be foremost and he will help them learn, reach security and go way beyond.

Rob B.

Actuary and Fitness Consultant
No pressure financial coach

If you are thinking of a mid or long-term financial plan that can evolve to adapt to your changing priorities and life requirements and you don't quite know where to start, I highly recommend the services of Shyam Ganesh. You will not get pressure from Shyam. He is a patient listener, not a fast talker, totally focused on your needs. I have known Shyam for close to two years now and, with him, it's not been about making a quick sale, his focus has been on helping my wife and I get a clearer view of our current situation and a stronger handle on our financial future. I have found him to be very knowledgeable on all aspects of personal finances and investment sources and methodologies. It is without hesitation that I endorse Shyam in his capacity as a Financial Coach.

Jean-Guy

Senior Environmental Consultant