Finances made simple

because life is complicated enough

Financial and Investment Planning – Grow Your Wealth

Cash Flow & Purchasing Decisions

At GYW, we understand that you work hard for your money and that you want to enjoy today and your future! This is just not about budgeting or saving, it’s about understanding taxes, dues, and making better decisions about cash, financing, paying down debt, investing or taking that family trip.

Tax Planning

As financial planners, we have a complete picture of your financial affairs. We work hand in hand with your accountant or tax preparer to maximize your tax savings by identifying the right strategies through RRSPs, TFSAs, insurance vehicles, corporations, private health plans, and more – to give the greatest returns now and down the road.

Risk Management

Understanding what could derail your financial plan before it happens, and taking active steps to mitigate the financial damage in case of an unexpected event is a crucial part of a solid plan. We help you explore a range of possibilities and advise you on the right strategies to protect against these risks through emergency funds and insurance solutions.

Estate Planning

No matter what stage of life you’re in – planning your estate will avoid unnecessary hardship for your loved ones. Our comprehensive planning approach informs the proper set up of your will, power of attorney, and medical directive.

Investment Planning

We believe that the best investment portfolio prioritizes the security of your capital. We design and implement strategies to make sure that you avoid the big mistakes and generate realistic returns to support your specific goals.

Retirement Planning

We give you clarity on what you can expect to receive from the Canada Pension Plan and Old Age Security. We help you plan for your target retirement date and desired lifestyle, so you can get on track to maximize your own savings through RRSPs, TFSAs, real estate, work pensions and other investments.

Education Planning

Many parents and grandparents recognize the importance of a post-secondary education for their children’s future. We show you how to save and to help your children and loved ones have the freedom to pursue their dreams and succeed without stress.

Understand you concerns, understand your numbers, plan and execute

Annual Review

We sit down and review your financial portfolio and plan, the plan performance and update and changes in your financial goals to ensure you have the financial power to buy your new home, your vacation home, start your business, put your kids to school or retire like you have also dreamed about.

Mid Year Review and Engagements

We do a formal mid year review of your financial plan to ensure you are getting the best returns and modify the plan if your situation has changed to ensure we are heading in the right direction.

Anytime Review Engagements

Our team is available to you anytime to answer any questions you may have or updated your plan. We ensure that you are getting the best financial team and support available.

We’ll hold your hand through the process

Make us your personal financial assistant – from getting your documents organized to preparing your budgets and cash flow – we simplify your life.

We provide clarity

We offer you our personal CFO service, providing you with financial clarity. We process and analyze all the data, set priorities, and give you a simple action plan.

We coordinate your entire financial team

We help you bring your banking, credit, company benefits, accountant, tax advisors, and all existing products into one UNIFIED, coordinated plan. Rather than be one more advisor, we take the lead and bring your entire team together.

Team
Credentials

First Time Homebuyer’s Guide

Buying a home is one of the biggest investments you will ever make.

Find Out More

What Clients Are Saying

Professional, Knowledgeable and Amazing Client Care
Shyam is an erudite financial coach and a very amicable professional. I have been availing his services since 2016. He is very knowledgeable and is able to diligently and patiently explain financial basics that is easily grasped and understood. Always prompt to answer our queries and find time for us to discuss our progress and next steps. I would undoubtedly recommend Shyam to be your coach and see a positive difference in your portfolio!!
Jees J
Manager
Peace of Mind and Financial Goal Vision
Shyam Ganesh has helped my husband and I understand how our spending, saving, investing and insurance policies can work together to provide peace of mind while achieving our long-term and short-term financial goals. He helped us fill gaps in our insurance coverage by leading us through the cash flow in hypothetical scenarios where one of us is disabled or deceased. I recommend Shyam Ganesh with Growth Your Wealth to anyone looking for comprehensive financial advice.
Katie G
Business Owner
Clients Interest and Financial Well-being First
Shyam's desire to see his clients grow their wealth (both as a mindset and in financial terms) is immediately apparent. I am certain his clients' interests will always be foremost and he will help them learn, reach security and go way beyond.
Rob B.
Actuary and Fitness Consultant
No Pressure Financial Coach
If you are thinking of a mid or long-term financial plan that can evolve to adapt to your changing priorities and life requirements and you don't quite know where to start, I highly recommend the services of Shyam Ganesh. You will not get pressure from Shyam. He is a patient listener, not a fast talker, totally focused on your needs. I have known Shyam for close to two years now and, with him, it's not been about making a quick sale, his focus has been on helping my wife and I get a clearer view of our current situation and a stronger handle on our financial future. I have found him to be very knowledgeable on all aspects of personal finances and investment sources and methodologies. It is without hesitation that I endorse Shyam in his capacity as a Financial Coach.
Jean-Guy
Senior Environmental Consultant
Great Financial Advice
They helped us with our financial planning and insurance needs. Very dedicated to your success and very friendly, punctual staff! Highly recommend!
Jonathan Sturgeon
CEO
Perfect Planning Skills
The team handled our financial planning activities professionally and approached them proactively. Also responded very effectively with any of our financial-related questions and concerns. I am very satisfied.
Ganesh Viswanathan
Great Communication
Shyam is awesome. Perfect advisor for Investment and Insurance. Shyam answers all our questions anytime with more patience.
Thanks Shyam. Great job..... Keep it up...!
Nithyaashree Somasundaram
Very Skilled
Shyam is excellent at what he does and he thinks for us like us. Glad to have him for our needs.
Magizhvendan Sekar
Never Misses a Beat
I like Shyam’s attention to detail and help with making a clear and workable financial plan, tailored to my needs
Jane Schmidt
Recommended to Everyone
Shyam at Grow Your Wealth Financial Planning is a great guy. He helped me with some insurance needs and found me a fairly niche product. I thought it would be more expensive so I was pleasantly surprised that he was able to get me such an affordable product. He's a personable person who really seems to be knowledgeable. I'd definitely recommend him.
Ryan Dick
Very Informative
Very productive and informative meeting.
Manjula Ganesh
Fantastic Financial Advice
Shyam is attentive and intelligent in his profession. I was unsure about seeking help but have found that we have incurred much knowledge and many savings. Hiring a financial adviser is the best step to answering your questions and ensuring the best financial choices.
Thanks Shyam!!
Angela Grant
Fantastic Financial the Right Way
I've had the pleasure of working with Shyam over the past year. The results have far surpassed what I expected. I have gained so much clarity and general knowledge on all fronts of my finances and Shyam makes it light and easy to understand. He came highly recommended to me by more than one person and I am always looking for the chance to pass his expertise along to a friend. We have tackled some easy action items to quickly make money work for me as well as created plans to move forward with my goals in a much more safe and effective way and with clarity. We have covered everything from more valuable insurance policies to hacks for controlling and monitoring day-to-day spending and so much more. I'm looking forward to continuing to build with Shyam. My only regret is not having done this sooner!
Luke Paron
Clear Advice
Provided clarity on what services they provide.
Empowering Health Journeys
A Great Service
Shyam is so easy to work with. Love that we can do everything remotely and at times that work for a busy family! I would recommend Shyam to anyone.
Amanda Swales
Will Recommend Anytime
My wife and I have been working with the Grow Your Wealth staff since 2014 and have used all of the services offered except the Educational Planning.
I can say firsthand that the client service is outstanding. Prompt replies to questions, timely notification of changes that can impact our financial situation, and well-thought-out suggestions on portfolio improvement are just a few examples. We have used a few other financial planning companies in the past and my wife and I were less than impressed. We always felt left out of the loop with regard to what our investments were doing. This is not the case here. The Team at Grow Your Wealth goes out of their way to ensure we not only know what’s going on, but understand it.
Everyone wants to make money with their investments, that’s why we invest. However, not every horse is a winner. Having a sound plan to deal with both is what sets this company apart. The risks of each investment we have made were carefully explained and we have done well for the most part. On the few occasions where things did not pan out as well as we had expected, a plan was put in place to recover and move forward.
I have recommended this company to my close friends and will continue to do so. The service is amazing, the advice is sound and the staff care about what they are doing.
Mike S
Honest and Hard Work
Highly professional and honest. I strongly recommend him.
Ravi Varman Pichandi
Works With Any Schedule
My wife and I have been working with Shyam and his team for about 6 months now. From day one, the experience was very personal and customized based on our current situation and financial goals, whether they are 2 or 20 years away. We were quite financially structured before, but every step with Shyam we are continuing to learn and increase our financial structure and confidence. My wife and I also have business opportunities that have recently come up. Shyam always make time in our meetings to discuss how those are progressing and has plenty of knowledge and advice to help us through those transitions, which is much appreciated. We would highly recommend Shyam and Grow Your Wealth to anybody and everybody who cares to have a more successful financial future.
Ryan Taylor
Great Support
Very good support. Understands needs and comes up with various alternatives and suggestions. Found to be quite professional and knowledgeable
Jayadev Devulapally
Highly Recommend
Shyam has been our financial adviser for the past three years and we are extremely happy with his services. Shyam is very professional and sincere and is always available whenever we have any questions. What's more important is that he has the knowledge, experience, and expertise to make sure everything is done properly and with your family’s best interest at heart. Highly recommend!
Anusha Srinivasa
Great Financial Support
Providing superlative financial planning services and consistently in tune with client's long-term goals.
Brian Kenney
Dedicated Work
Shyam has been my financial advisor for the past year. I'm a smart, overachieving engineer, who was already financially savvy before meeting Shyam.... so the fact that he gained my trust and respect as a financial planner says a lot about the level of care and attention he gives his clients. He goes above and beyond to listen to his customers' needs and to meet them where they are at in terms of financial knowledge.
I would recommend Shyam to any of my family and friends, without hesitation. He is smart and dedicated and knows his stuff. In short, if you are looking for a competent, financial planner that you can trust, give Shyam a call.
Rebecca Pinto
A Fantastic Service
Excellent customer service.
Ganesh Subra
Very Useful Advice
Very helpful and knowledgeable.
Alkarim Shamsy